{"id":1381,"date":"2006-06-13T10:32:11","date_gmt":"2006-06-13T05:02:11","guid":{"rendered":"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/"},"modified":"2026-10-12T13:17:00","modified_gmt":"2026-10-12T07:47:00","slug":"self-hold-google-adsense-payment-to-reduce-banking-fees","status":"publish","type":"post","link":"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/","title":{"rendered":"How to Hold AdSense Payments to Reduce Bank Fees (2026)"},"content":{"rendered":"<p>Lose part of every AdSense payment to bank fees? If you&#8217;re paid in a foreign currency, banks often charge a fixed fee or percentage on each transfer. Back in 2006, Google&#8217;s Inside AdSense blog suggested a simple fix we shared then: <strong>hold AdSense payments<\/strong> so they build up and arrive less often, in larger amounts. You can still do it in 2026, with even more control over the timing.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-64453\" src=\"https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/hold-adsense-payments-1024x538.webp\" alt=\"How to hold AdSense payments\" width=\"1024\" height=\"538\" srcset=\"https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/hold-adsense-payments-1024x538.webp 1024w, https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/hold-adsense-payments-300x158.webp 300w, https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/hold-adsense-payments-150x79.webp 150w, https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/hold-adsense-payments-768x403.webp 768w, https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/hold-adsense-payments.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><strong>Quick answer:<\/strong> In AdSense, go to <strong>Payments &gt; Payments info &gt; Manage settings<\/strong>, click <strong>Edit<\/strong> next to Payment schedule, and either set a date to hold payments until (up to one year) or raise your payment threshold. Do it by the 20th of the month to postpone that month&#8217;s payment. Fewer, larger payments mean fewer bank charges.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6ad16bad6675d\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #1a202c;color:#1a202c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #1a202c;color:#1a202c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6ad16bad6675d\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#How_to_hold_AdSense_payments\" >How to hold AdSense payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#Why_hold_AdSense_payments\" >Why hold AdSense payments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#Raise_your_payment_threshold_instead\" >Raise your payment threshold instead<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#How_AdSense_pays_in_2026\" >How AdSense pays in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#Tips_to_reduce_AdSense_payment_costs\" >Tips to reduce AdSense payment costs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#FAQ\" >FAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#Can_I_delay_my_AdSense_payment\" >Can I delay my AdSense payment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#How_long_can_I_hold_AdSense_payments\" >How long can I hold AdSense payments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/06\/self-hold-google-adsense-payment-to-reduce-banking-fees\/#Do_I_lose_earnings_if_I_hold_payments\" >Do I lose earnings if I hold payments?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_to_hold_AdSense_payments\"><\/span>How to hold AdSense payments<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Sign in to <a href=\"https:\/\/adsense.google.com\/\" target=\"_blank\" rel=\"noopener\">AdSense<\/a>.<\/li>\n<li>Click <strong>Payments<\/strong>, then <strong>Payments info<\/strong>.<\/li>\n<li>Click <strong>Manage settings<\/strong>.<\/li>\n<li>Next to <strong>Payment schedule<\/strong>, click <strong>Edit<\/strong>.<\/li>\n<li>Enter the date you want the hold to end, or increase your payment threshold.<\/li>\n<li>Click <strong>Save<\/strong>.<\/li>\n<\/ol>\n<p>According to <a href=\"https:\/\/support.google.com\/adsense\/answer\/2489796\" target=\"_blank\" rel=\"noopener\">AdSense Help<\/a>, you must place the hold by the 20th to postpone the upcoming payment, and holds can last up to a year. Your earnings keep accruing; you just receive them later.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_hold_AdSense_payments\"><\/span>Why hold AdSense payments?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Reduce bank fees:<\/strong> one larger transfer instead of several small ones means fewer fixed charges.<\/li>\n<li><strong>Better exchange rates:<\/strong> some banks offer better conversion on bigger amounts.<\/li>\n<li><strong>Tax planning:<\/strong> some publishers time payments to a particular financial year (check local rules with an accountant).<\/li>\n<li><strong>Bank changes:<\/strong> pause payments while updating bank details to avoid failed transfers.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Raise_your_payment_threshold_instead\"><\/span>Raise your payment threshold instead<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you&#8217;d rather receive payments automatically, but less often, raise the threshold above the standard $100 (or local equivalent). AdSense then pays only when your balance reaches your chosen amount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_AdSense_pays_in_2026\"><\/span>How AdSense pays in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Payments are usually issued around the 21st of the month for the previous month&#8217;s finalised earnings, once you pass the threshold.<\/li>\n<li>Most countries use bank transfer (EFT or wire); AdSense stopped cheque payments in many countries, including India, as we reported when <a href=\"https:\/\/www.quickonlinetips.com\/archives\/2014\/04\/google-stops-adsense-cheque-payments-in-india\/\">AdSense stopped cheque payments in India<\/a>.<\/li>\n<li>Remember to <a href=\"https:\/\/www.quickonlinetips.com\/archives\/2006\/02\/pay-income-tax-on-google-adsense-revenue\/\">pay income tax on AdSense revenue<\/a> as required in your country.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Tips_to_reduce_AdSense_payment_costs\"><\/span>Tips to reduce AdSense payment costs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Ask your bank about inward remittance fees and whether a different account type charges less.<\/li>\n<li>Make sure your bank account name exactly matches your AdSense payee name to avoid failed payments.<\/li>\n<li>Keep your tax information and address up to date in AdSense.<\/li>\n<\/ul>\n<p>Want bigger payments in the first place? Read how to <a href=\"https:\/\/www.quickonlinetips.com\/archives\/2010\/03\/increase-adsense-revenue\/\">increase AdSense revenue<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_delay_my_AdSense_payment\"><\/span>Can I delay my AdSense payment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes. Set a payment hold date or a higher threshold in Payments settings before the 20th.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_can_I_hold_AdSense_payments\"><\/span>How long can I hold AdSense payments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Up to one year, according to AdSense Help.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_lose_earnings_if_I_hold_payments\"><\/span>Do I lose earnings if I hold payments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No. Earnings keep accruing and are paid after the hold ends, provided your account stays in good standing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lose part of every AdSense payment to bank fees? If you&#8217;re paid in a foreign currency, banks often charge a&#8230;<\/p>\n","protected":false},"author":4,"featured_media":64453,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[43,3],"tags":[13],"class_list":["post-1381","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advertising","category-google","tag-adsense"],"_links":{"self":[{"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/posts\/1381","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/comments?post=1381"}],"version-history":[{"count":1,"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/posts\/1381\/revisions"}],"predecessor-version":[{"id":64454,"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/posts\/1381\/revisions\/64454"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/media\/64453"}],"wp:attachment":[{"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/media?parent=1381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/categories?post=1381"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quickonlinetips.com\/archives\/wp-json\/wp\/v2\/tags?post=1381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}