{"id":67489,"date":"2026-11-05T13:34:00","date_gmt":"2026-11-05T08:04:00","guid":{"rendered":"https:\/\/www.quickonlinetips.com\/archives\/?p=67489"},"modified":"2026-11-03T16:51:31","modified_gmt":"2026-11-03T11:21:31","slug":"accept-payment-on-your-website","status":"publish","type":"post","link":"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/","title":{"rendered":"How to Accept Payment on Your Website in India (2026 Guide)"},"content":{"rendered":"<p>Want to sell an ebook, take a consulting fee or collect donations from your blog? You can accept payment on your website in India without building a shop: sign up with a payment gateway such as Razorpay, Instamojo or Cashfree, complete KYC with your PAN and bank account, then add a payment button, a payment link or a WordPress plugin. Your readers pay by UPI, card, net banking or wallet, and the money lands in your bank account minus a small fee.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-67497\" src=\"https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/accept-payment-on-your-website.webp\" alt=\"Pay Now button with rupee symbol showing how to accept payment on your website\" width=\"1200\" height=\"630\" srcset=\"https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/accept-payment-on-your-website.webp 1200w, https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/accept-payment-on-your-website-300x158.webp 300w, https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/accept-payment-on-your-website-1024x538.webp 1024w, https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/accept-payment-on-your-website-150x79.webp 150w, https:\/\/www.quickonlinetips.com\/archives\/wp-content\/uploads\/accept-payment-on-your-website-768x403.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<blockquote>\n<p><strong>Quick answer:<\/strong> Pick a gateway (Razorpay, Instamojo or Cashfree for Indian customers; PayPal only for payments from abroad), finish its KYC, then add a payment button or a payment link to your page, or install the gateway&#8217;s WooCommerce plugin if you run a store. Standard fees are about 2% per payment plus 18% GST on the fee. None of the three charges a setup fee.<\/p>\n<\/blockquote>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6aec4e1a8a6a9\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #1a202c;color:#1a202c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #1a202c;color:#1a202c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6aec4e1a8a6a9\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Why_add_a_payment_button_to_your_website\" >Why add a payment button to your website?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Three_ways_to_accept_payment_on_your_website\" >Three ways to accept payment on your website<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Best_payment_gateways_for_websites_in_India_compared\" >Best payment gateways for websites in India compared<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Razorpay\" >Razorpay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Instamojo\" >Instamojo<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Cashfree_Payments\" >Cashfree Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#PayPal_for_buyers_outside_India\" >PayPal (for buyers outside India)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#What_you_actually_pay_a_%E2%82%B91000_example\" >What you actually pay: a \u20b91,000 example<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#How_to_accept_payment_on_your_website_step_by_step\" >How to accept payment on your website: step by step<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Tips_to_get_more_people_to_pay\" >Tips to get more people to pay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#FAQ\" >FAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Is_there_a_setup_fee_to_accept_payment_on_my_website\" >Is there a setup fee to accept payment on my website?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Which_payment_gateway_is_best_for_small_bloggers_in_India\" >Which payment gateway is best for small bloggers in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Do_I_need_a_payment_gateway_to_accept_UPI_on_my_website\" >Do I need a payment gateway to accept UPI on my website?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Can_I_accept_international_payments_from_my_website\" >Can I accept international payments from my website?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.quickonlinetips.com\/archives\/2026\/11\/accept-payment-on-your-website\/#Is_GST_charged_on_payment_gateway_fees\" >Is GST charged on payment gateway fees?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_add_a_payment_button_to_your_website\"><\/span>Why add a payment button to your website?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ads and affiliate links pay you a small share of someone else&#8217;s sale. A payment button lets your website sell something of its own, which opens up income well beyond simple blogging and content:<\/p>\n<ul>\n<li><strong>Digital products:<\/strong> ebooks, templates, checklists, presets or printable planners.<\/li>\n<li><strong>Services:<\/strong> consulting calls, website reviews, SEO audits, design or writing work.<\/li>\n<li><strong>Courses and coaching:<\/strong> collect the fee before you share the course or the meeting link.<\/li>\n<li><strong>Memberships:<\/strong> charge for premium posts or a community (see our guide to <a href=\"https:\/\/www.quickonlinetips.com\/archives\/2010\/06\/wordpress-blog-to-membership-site\/\">turning a WordPress blog into a membership site<\/a>).<\/li>\n<li><strong>Donations and support:<\/strong> a &#8220;Support this blog&#8221; button for readers who want to say thanks.<\/li>\n<li><strong>Event fees and bookings:<\/strong> workshops, webinars and meetups.<\/li>\n<\/ul>\n<p>Even a small blog with loyal readers can earn this way, because you keep most of each sale instead of a few rupees per click. If you are starting from zero, our guide on <a href=\"https:\/\/www.quickonlinetips.com\/archives\/2010\/07\/start-small-business-online\/\">how to start a small business online<\/a> covers the steps before payments.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Three_ways_to_accept_payment_on_your_website\"><\/span>Three ways to accept payment on your website<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Method<\/th>\n<th>How it works<\/th>\n<th>Coding needed?<\/th>\n<th>Best for<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Payment link<\/strong><\/td>\n<td>You create a link in the gateway dashboard and put it behind a button or share it on WhatsApp or email. The buyer pays on the gateway&#8217;s own page.<\/td>\n<td>No<\/td>\n<td>Bloggers, freelancers, one or two products<\/td>\n<\/tr>\n<tr>\n<td><strong>Payment button<\/strong><\/td>\n<td>You copy a short code snippet (or use a plugin) to place a Pay, Buy or Donate button on your page.<\/td>\n<td>Copy and paste only<\/td>\n<td>Donations, fixed-price products, course fees<\/td>\n<\/tr>\n<tr>\n<td><strong>Store plugin or API<\/strong><\/td>\n<td>The gateway connects to your cart, for example WooCommerce on WordPress, so buyers check out from your store.<\/td>\n<td>Plugin setup, or a developer for API work<\/td>\n<td>Online stores and bigger websites<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Best_payment_gateways_for_websites_in_India_compared\"><\/span>Best payment gateways for websites in India compared<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here is how the main options compare on fees, setup and who they suit. Fees are the standard published rates as of October 2026 and exclude 18% GST, which is charged on the gateway&#8217;s fee, not on your whole sale.<\/p>\n<table>\n<thead>\n<tr>\n<th>Gateway<\/th>\n<th>Standard domestic fee<\/th>\n<th>Setup \/ annual fee<\/th>\n<th>No-code options<\/th>\n<th>Suits<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Razorpay<\/strong><\/td>\n<td>2% (cards, UPI, net banking, wallets)<\/td>\n<td>None<\/td>\n<td>Payment Button, Payment Links<\/td>\n<td>Small blogs to large sites<\/td>\n<\/tr>\n<tr>\n<td><strong>Instamojo<\/strong><\/td>\n<td>2% + \u20b93 (free Payment Links plan)<\/td>\n<td>None<\/td>\n<td>Payment Links, free online store<\/td>\n<td>Beginners and small sellers<\/td>\n<\/tr>\n<tr>\n<td><strong>Cashfree Payments<\/strong><\/td>\n<td>1.95% (cards, UPI, net banking, wallets)<\/td>\n<td>None<\/td>\n<td>Payment Links, Payment Forms<\/td>\n<td>Growing businesses watching costs<\/td>\n<\/tr>\n<tr>\n<td><strong>PayPal<\/strong><\/td>\n<td>International payments only: 4.4% + a fixed fee<\/td>\n<td>None<\/td>\n<td>PayPal buttons and links<\/td>\n<td>Clients and buyers outside India<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Razorpay\"><\/span>Razorpay<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"https:\/\/razorpay.com\/\" target=\"_blank\" rel=\"noopener\"><strong>Razorpay<\/strong><\/a> is one of the best-known gateways for Indian websites. Its <a href=\"https:\/\/razorpay.com\/pricing\/\" target=\"_blank\" rel=\"noopener\">standard pricing<\/a> is 2% + GST on domestic cards, UPI, net banking and wallets, with no setup fee and no annual maintenance charge. Amex, Diners, corporate cards, EMI and international cards cost more (3% on its published rate card), and sites processing more than about \u20b95 lakh a month can ask for custom pricing.<\/p>\n<ul>\n<li><strong>Ease:<\/strong> very easy. The <a href=\"https:\/\/razorpay.com\/payment-buttons-wordpress-plugin\/\" target=\"_blank\" rel=\"noopener\">Payment Button plugin for WordPress<\/a> adds a Pay, Buy, Donate or Subscribe button in a few minutes, and the free <a href=\"https:\/\/wordpress.org\/plugins\/woo-razorpay\/\" target=\"_blank\" rel=\"noopener\">Razorpay for WooCommerce<\/a> plugin connects a full store.<\/li>\n<li><strong>Good for:<\/strong> anyone from a single-product blogger to a large store, and anyone who may need subscriptions or international cards later.<\/li>\n<li><strong>Watch out for:<\/strong> new-merchant offers (such as a zero platform fee for the first months) come with terms, so read them before you rely on the lower price.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Instamojo\"><\/span>Instamojo<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"https:\/\/www.instamojo.com\/\" target=\"_blank\" rel=\"noopener\"><strong>Instamojo<\/strong><\/a> was built for small sellers and creators. Its free Payment Links plan charges 2% + \u20b93 per payment, and its <a href=\"https:\/\/www.instamojo.com\/pricing\/\" target=\"_blank\" rel=\"noopener\">pricing page<\/a> also lists a free online store (Lite plan) at 5% + \u20b93 per sale, with paid store plans that bring the fee down to 2% + \u20b93. Digital products cost more on each plan. There is no setup or maintenance fee.<\/p>\n<ul>\n<li><strong>Ease:<\/strong> the easiest to start. Create a link, add it to a button on your page, and share it on social media too.<\/li>\n<li><strong>Good for:<\/strong> beginners and small bloggers who want to sell one ebook or a few services without touching code.<\/li>\n<li><strong>Watch out for:<\/strong> the \u20b93 fixed fee per payment matters on small amounts, and the free store plan&#8217;s 5% is high once sales grow. Instamojo also lets you add a convenience fee so the buyer pays the charges instead of you.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Cashfree_Payments\"><\/span>Cashfree Payments<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"https:\/\/www.cashfree.com\/\" target=\"_blank\" rel=\"noopener\"><strong>Cashfree Payments<\/strong><\/a> lists a standard rate of 1.95% + GST on UPI, domestic cards, net banking and wallets, with no setup fee or annual maintenance charge (see its <a href=\"https:\/\/www.cashfree.com\/payment-gateway-charges\/\" target=\"_blank\" rel=\"noopener\">payment gateway charges<\/a>). At the time of writing it also runs an offer for new merchants who signed up on or after 21 July 2026: no platform fee on up to \u20b920 lakh of sales, until 31 March 2027, with several payment types excluded.<\/p>\n<ul>\n<li><strong>Ease:<\/strong> easy. <a href=\"https:\/\/www.cashfree.com\/payment-links\/\" target=\"_blank\" rel=\"noopener\">Cashfree Payment Links<\/a> need no code or website, and Payment Forms give you a hosted page with your own fields.<\/li>\n<li><strong>Good for:<\/strong> growing sites where a slightly lower rate adds up, and businesses that also need payouts or subscriptions.<\/li>\n<li><strong>Watch out for:<\/strong> read the offer&#8217;s exclusions (Amex, Diners, corporate cards, EMI and international payments among them).<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"PayPal_for_buyers_outside_India\"><\/span>PayPal (for buyers outside India)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>For Indian accounts, <a href=\"https:\/\/www.paypal.com\/in\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\"><strong>PayPal<\/strong><\/a> only supports international payments, so it can&#8217;t take payments from Indian buyers. It is still useful if your clients are abroad: payments from outside India cost 4.4% plus a fixed fee, and PayPal adds a markup when it converts the money to rupees.<\/p>\n<p>Other large gateways such as <a href=\"https:\/\/payu.in\/\" target=\"_blank\" rel=\"noopener\"><strong>PayU<\/strong><\/a> are also worth comparing; check their quotes the same way.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_you_actually_pay_a_%E2%82%B91000_example\"><\/span>What you actually pay: a \u20b91,000 example<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Gateway (standard plan)<\/th>\n<th>Fee<\/th>\n<th>GST on fee (18%)<\/th>\n<th>You receive<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Razorpay (2%)<\/td>\n<td>\u20b920.00<\/td>\n<td>\u20b93.60<\/td>\n<td>\u20b9976.40<\/td>\n<\/tr>\n<tr>\n<td>Instamojo Payment Links (2% + \u20b93)<\/td>\n<td>\u20b923.00<\/td>\n<td>\u20b94.14<\/td>\n<td>\u20b9972.86<\/td>\n<\/tr>\n<tr>\n<td>Cashfree (1.95%)<\/td>\n<td>\u20b919.50<\/td>\n<td>\u20b93.51<\/td>\n<td>\u20b9976.99<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The gap is small on one sale but grows with volume, so compare on your expected monthly sales, not on a single payment.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_accept_payment_on_your_website_step_by_step\"><\/span>How to accept payment on your website: step by step<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li><strong>Decide what you sell and the price.<\/strong> A fixed price suits a button; changing amounts (consulting, custom work) suit payment links.<\/li>\n<li><strong>Get your website ready.<\/strong> Gateways may review your site before they activate your account, so keep clear Contact, Terms, Privacy and Refund policy pages live and describe what you sell.<\/li>\n<li><strong>Sign up and finish KYC.<\/strong> You&#8217;ll need your PAN, bank account details and, for a business, its documents.<\/li>\n<li><strong>Create the payment button or link<\/strong> in the gateway dashboard: product name, price, and the fields you want from the buyer (name, email, phone).<\/li>\n<li><strong>Add it to your site.<\/strong> Paste the button code into a Custom HTML block, use the gateway&#8217;s WordPress plugin, or link a normal button to your payment link. Stores install the WooCommerce plugin instead.<\/li>\n<li><strong>Test it.<\/strong> Use the gateway&#8217;s test mode first if it has one, then make one small real payment and check that the money reaches your bank account.<\/li>\n<li><strong>Deliver automatically.<\/strong> Send the ebook or course link by email after payment, or use a form tool to collect details (see our list of <a href=\"https:\/\/www.quickonlinetips.com\/archives\/2009\/07\/create-online-forms\/\">free tools to create online forms<\/a>).<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Tips_to_get_more_people_to_pay\"><\/span>Tips to get more people to pay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Put the button next to a clear benefit and price, not at the bottom of a long page.<\/li>\n<li>Show UPI clearly as a payment option; many Indian buyers prefer it.<\/li>\n<li>Show what happens after payment (&#8220;You&#8217;ll get the PDF by email within minutes&#8221;).<\/li>\n<li>Use a short, trusted checkout; our tips to <a href=\"https:\/\/www.quickonlinetips.com\/archives\/2011\/09\/increase-ecommerce-website-conversion-rates\/\">increase ecommerce conversion rate<\/a> apply to single buttons too.<\/li>\n<li>Keep records for tax: income from your website is taxable, and our guide to <a href=\"https:\/\/www.quickonlinetips.com\/archives\/2014\/03\/save-tax-by-investing-blogging-income\/\">saving tax on blogging income<\/a> explains the basics.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_a_setup_fee_to_accept_payment_on_my_website\"><\/span>Is there a setup fee to accept payment on my website?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Not with the gateways above. Razorpay, Instamojo and Cashfree charge no setup or annual maintenance fee on their standard plans; you pay only a fee on each successful payment, plus GST on that fee.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_payment_gateway_is_best_for_small_bloggers_in_India\"><\/span>Which payment gateway is best for small bloggers in India?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Instamojo&#8217;s free Payment Links plan is the simplest start. Razorpay and Cashfree have slightly lower percentage fees with no fixed \u20b93 charge, so they work out cheaper as sales grow.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_a_payment_gateway_to_accept_UPI_on_my_website\"><\/span>Do I need a payment gateway to accept UPI on my website?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>You can show a UPI ID or QR code for manual payments, but you then have to match every payment by hand and deliver products yourself. A gateway confirms each payment automatically and lets you deliver instantly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_accept_international_payments_from_my_website\"><\/span>Can I accept international payments from my website?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes. Razorpay and Cashfree accept international cards at a higher fee than domestic payments, and PayPal handles payments from buyers outside India.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_GST_charged_on_payment_gateway_fees\"><\/span>Is GST charged on payment gateway fees?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes. 18% GST is charged on the gateway&#8217;s fee, not on the full amount your customer pays. On a \u20b920 fee, that&#8217;s \u20b93.60.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Want to sell an ebook, take a consulting fee or collect donations from your blog? 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